5 of the Greatest Benefits of Retiring in South Carolina

Planning for retirement is an exciting way to visualize the next chapter of your life! As you determine where to retire after your working years, you’ll find that there are so many reasons to spend your golden years in the South Carolina Lowcountry. Below you will find five amazing benefits of retiring in South Carolina, but if you still aren’t convinced, request a Charleston Sea Island Tour with us at Pam Harrington Exclusives. Our trained real estate agents will show you the ins and outs of Kiawah Island and Seabrook Island, including neighborhoods, restaurants, beaches, and more.


5 Benefits of Retiring in South Carolina

1. No State Social Security Tax

There are some clear financial benefits of retiring in South Carolina, one of which is no state Social Security tax. In addition to protecting your Social Security earnings, South Carolina also gives several income deductions for which you may be eligible. Retirement income deductions can apply to many different types of savings plans, and there are also breaks for seniors over 65 and former military personnel. Overall, Kiplinger rates South Carolina as a tax-friendly state for retirees.


2. Weather & Outdoor Recreation

One of the great benefits of retiring in South Carolina is the beautiful weather and scenery. Summer mornings are perfect for the beach or a day of boating; the temperatures in the summer typically range from the mid-70s to the high-80s with plenty of ocean breeze from the Atlantic coast.

Mild winters mean extra time for the outdoor activities you love. Because snow is a rare occurrence in the Lowcountry, you will never need to worry about shoveling your driveway again.

In addition, the views of the water from Kiawah and Seabrook Island are the perfect backdrop for any time of year. Popular activities to enjoy throughout the four seasons include fishinggolfinggardening, biking, and more!


3. The Perfect Blend of Serenity and Fun

Retirement in the Lowcountry offers the best of both worlds. Mature oak trees draped in Spanish moss and native wildlife, like the great blue heron, anchor Kiawah and Seabrook Island in a sense of calm. Easy access to pristine natural surroundings gives you ample opportunity to rejuvenate yourself and enjoy the environment. Just 30 minutes from the bustling downtown Charleston, a short drive into the Holy City means there are plenty of opportunities to enjoy the arts, culture, food, and events.


4. Health and Fitness

Keeping fit, busy, and healthy are some of the most important aspects of retiring. With proximity to championship golf courses, endless miles of pristine beach, tennis centers, and more, Kiawah Island and Seabrook Island have everything that you need to spend your golden years in style.


5. Homeowners Association Perks

When you buy a piece of property on either Kiawah Island or Seabrook Island, you will become a member of your island’s homeowners association. For Kiawah Island property owners, your membership includes complimentary shuttles, fitness classes, Music on the Creek, 24/7 island security, island maintenance, and more. For Seabrook homeowners, your island perks include private events at the Oyster Catcher Community Center, 24/7 island security, landscaping and maintenance of the island, and more. For more information on homeowners association perks, read our blogs on the Seabrook Island Homeowners Association and the Kiawah Island Homeowners Association.


More Resources for Planning Your Retirement in Charleston

Before you make the big move, there are a couple of things to consider. Below, you will find several resources to help make your transition to the Lowcountry a bit easier. If you have any questions, contact us at Pam Harrington Exclusives!


Find Your Perfect Match with Pam Harrington Exclusives

With over 30 years of real estate experience, Pam Harrington Exclusives is known throughout the South Carolina Lowcountry as the No. 1 source for prime reality and luxury homes. Each community and neighborhood has its own personality and charm, so let us give you a proper introduction! Whether the retirement home of your dreams includes stunning golf course vistas or easy access to the beach, our professional agents can find the property that suits your unique retirement vision.

For retirement inspiration, browse our collection of over 100 real estate listings from the historic peninsula to Kiawah Island, Seabrook Island, and beyond. When you are ready to begin the home buying process, contact us for a customized search. We can’t wait to help you navigate the next exciting chapter of your life!

Looking for more benefits of retiring in the South Carolina Lowcountry? Request our free Kiawah Island and Seabrook Island Travel Guide for recommendations on restaurants, parks, shopping, and more!